Methods & channels
Settlement times and limits, by method
A full view of every rail we run for collection and disbursement. Everything settles on a T0 basis; the limits below are general references — your actual limits are confirmed at onboarding based on business profile.
| Method | Type | Settlement | Ref. limit (per txn) | Notes |
|---|---|---|---|---|
| UPI | In Out | T0 | ₹1 – ₹1,00,000 | Intent / Collect; best for high-frequency low-value. |
| IMPS | In Out | T0 | ₹1 – ₹5,00,000 | Real-time, available 24×7. |
| Net Banking | In | T0 | Per bank | Direct net-banking across major banks. |
| Wallets | In | T0 | Per wallet | Pay from popular wallet balances. |
| Cards | In | T0 | Per scheme | RuPay / Visa / Mastercard, debit & credit. |
| NEFT | Out | T0 | No hard cap | Standard rail for routine batch payouts. |
| RTGS | Out | T0 | ≥ ₹2,00,000 | For high-value transfers. |
Limits and available channels vary with business type, risk profile and bank policy; final terms are confirmed after onboarding.
Redundancy
Never bet your success rate on one channel
Every method is backed by multiple channels. We monitor each channel's success rate and latency live, route every transaction to the best-performing one, and shift traffic automatically the moment a channel wavers — so money keeps moving.
MonitorLive success-rate scoring
RouteBest-channel routing, per txn
FailoverAutomatic failover
Confirm your channels and rates
After onboarding, our team tailors a channel plan and shares integration docs for your business.