Solutions · Payin + Payout

Collect and disburse from one platform, settled T0

Money in and money out share one account, one integration and one ledger. Everything settles T0, across every major rail in India.

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01 · Payin · Collection

Collect from customers across India, settled T0

One checkout for UPI, IMPS, Net Banking, wallets and cards. Smart routing protects your success rate, webhooks fire in real time, and funds settle the same day.

  • ✓• High success rate — channels scored live, best one chosen per transaction.
  • ✓• Smart routing & auto-failover — one channel's outage never stops collections.
  • ✓• Real-time reconciliation — status and ledgers update instantly.
  • ✓• Webhook notifications — results pushed to your system on settlement.
A merchant taking a payment at checkout
Collection · UPI / Cards / Wallets

E-commerce checkout

One-tap UPI Intent at checkout lifts conversion on every order.

Account top-ups

Instant balance top-ups for gaming, content and wallet products.

Subscriptions

Recurring collection and renewals, with automatic retries and failover.

How a payment flows

From payment to T0 settlement

01 · CustomerCustomer pays
02 · RoutingSmart routing
03 · WebhookReal-time webhook
04 · SettlementT0 to merchant

Payment links

Collect with zero code — send a link and get paid.

API

Server-side integration with full control over checkout and status.

Hosted checkout

A hosted page showing every method — ready out of the box.

02 · Payout · Disbursement

From single transfers to bulk runs, payouts arrive in real time

Commissions, rebates, withdrawals and vendor payments — sent straight to bank accounts over UPI / IMPS / NEFT / RTGS. Clear balance and ledger control, with automatic refund on failure.

  • ✓• Single & bulk payouts — thousands of transfers from a single upload.
  • ✓• Real-time arrival — real-time rails first, so funds land immediately.
  • ✓• Balance & ledger management — prefunded balance and per-transaction ledgers.
  • ✓• Automatic refund on failure — failed payouts return to your balance.
Funds being sent to a bank account
Payout · UPI / IMPS / NEFT / RTGS

Commissions & rebates

Pay rewards to thousands of channels, creators or users in one run.

User withdrawals

Instant withdrawals to bank accounts for wallet, gaming and platform users.

Vendor payments

Scheduled accounts-payable runs with a full audit ledger.

How a payout flows

From request to status callback

01 · MerchantMerchant initiates
02 · ValidateAccount validation
03 · DisburseBank / UPI payout
04 · CallbackStatus callback

Integration docs are provided by your account manager right after onboarding.

Run collection and payouts on SeedPay

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